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Williams & Williams, Inc.
California Bankruptcy and Debt Relief Lawyer Serving Clients in Bakersfield and Throughout Kern and Inyo Counties

Chapter 7

Chapter 7 Bankruptcy and Debt Relief Lawyer

Serving Clients in Bakersfield and Kern County

If you are trapped in debt, struggling to pay and in danger of losing you home or car, filing for Chapter 7 bankruptcy can help you get the fresh financial start you need.

At Williams & Williams, Inc., we will assess your financial situation and help you make an informed decision about filing for bankruptcy. We are a debt relief agency with over 30 years of experience helping California residents eliminate and minimize their debts. To schedule a free initial consultation, e-mail us or call locally at 661-748-3948 or toll free at 800-414-7078.

Benefits of Filing Under Chapter 7

Beyond eliminating or minimizing your debt, Chapter 7 also allows you to:

  • Save your home: Even if your home is already in foreclosure, you may be able to save your home up until the actual time of sale.
  • Stop creditors: When you file for bankruptcy, an automatic stay goes into effect that bars your creditors from harassing or even contacting you for collection purposes.
  • Stop garnishments and levies: By filing for Chapter 7, you can stop wage garnishments and bank levies. In some instances, you may even get be able to recover some money that has already been garnished.

There are state and federal exemption that protect certain property in addition to real estate, such as clothes and furniture. We will protect your exempt property throughout the bankruptcy process.

Experienced Representation Every Step of the Way

With Williams & Williams, you can rest assured that a skilled attorney will provide you with exceptional legal service every step of the way, including:

  • Drafting and filing the bankruptcy petition
  • Representation at hearings
  • Protecting exempt property

Throughout the bankruptcy process, we remain accessible to answer you questions and concerns.

Not everyone qualifies to file under Chapter 7. However, even if you do not qualify under the means test, we can help you file a wage earner, or Chapter 13, bankruptcy instead.

Contact Us ° Free Initial Consultation

To discuss how we can help you obtain debt relief in a free no obligation consultation, please contact our firm. Our office, conveniently located in the same building as where the bankruptcy meetings are held, is open weekdays. Saturday appointments are available upon request.

Se habla Español./Spanish language services are available.

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